Painter insurance
Painter application checklist
Have these ready before you ask for quotes.
- Business name, entity type, and years in business
- Interior and exterior split and maximum height
- Residential, commercial, and new construction mix
- Spray share and specialty coatings
- Payroll by role and subcontractor costs
- Annual revenue
- Vehicles and drivers
- Equipment values
- Contract insurance requirements
- Prior claims and loss runs
Frequently asked questions
How long does it take to get a quote?
It depends on the market and how complete your information is.
Do I need loss runs?
If you've been insured before, loss runs help.
Is a quote a binder?
No. A quote is not a binder.
More coverage and guides
- General liability for painters
- Overspray and property damage
- Lead-safe work and pollution coverage
- Ladders, scaffolds, and workers' comp
- Tools and equipment coverage
- Commercial auto for painting vans
- Painting job types and insurance
- Subcontracted painters and certificates
- Insurance clauses in painting contracts
- What affects painter insurance cost
- Painter application checklist
Last updated October 15, 2026 · How we research