Idaho
Painter insurance in Idaho
State figures and city pages for Idaho painting contractors. A quote is not a binder.
Idaho has 536 painting contractors with employees (Census, 2023) and 2,040 construction painters on payrolls (BLS, May 2025), plus many self-employed painters. This page covers the state figures, what drives a painter's premium, and city pages.
Idaho painting trade figures
| Figure | Idaho |
|---|---|
| Painting and wall covering contractors | 536 |
| Employees at painting contractors | 2,384 |
| Average payroll per painting contractor employee | $43,019 |
| Painting contractors with 1–4 employees | 392 |
| Drywall and insulation contractors | 418 |
| Flooring contractors | 252 |
| Residential remodelers | 1,148 |
| Construction painters on payrolls (BLS, May 2025) | 2,040 |
| Median wage, construction painters | $44,880 |
| Tapers on payrolls | 310 |
| Median wage, tapers | $57,690 |
| Painter and plasterer helpers on payrolls | 230 |
| New housing units authorized by building permits (2024) | 17,630 |
| Median year housing was built (ACS) | 1991 |
Census CBP 2023 (NAICS 238320, 238310, 238330, 236118); BLS OEWS May 2025 (47-2141, 47-2082, 47-3014; payroll employees only); Census Building Permits Survey 2024; ACS 2020–2024.
What moves a Idaho painter's quote
Insurers start with job mix: interior or exterior, residential or commercial, new construction or repaint. Then come working height, the share of work sprayed, pre-1978 housing and lead-safe practices, payroll and subcontractor costs, vehicles and equipment, contract limit requirements, and claims history.
See job types and cost factors.
Regulators
Insurance companies and agents are overseen by the Idaho Department of Insurance. Contractor registration, licensing, and lead-safe certification are handled by separate state, local, or federal programs.
Idaho city pages
Ordered by the share of households that rent (ACS), highest first.
- Rexburg
- Moscow
- Coeur d'Alene
- Boise
- Post Falls
- Twin Falls
- Idaho Falls
- Pocatello
- Lewiston
- Ammon
- Nampa
- Caldwell
- Meridian
- Kuna
- Eagle
Painter coverage and guides
- General liability for painters
- Overspray and property damage
- Lead-safe work and pollution coverage
- Ladders, scaffolds, and workers' comp
- Tools and equipment coverage
- Commercial auto for painting vans
- Painting job types and insurance
- Subcontracted painters and certificates
- Insurance clauses in painting contracts
- What affects painter insurance cost
- Painter application checklist
More Idaho communities
Painting contractors anywhere in the state can request a quote. Remaining communities, grouped by population size (largest first within each group) and listed with their counties:
Communities of 10,000 or more (11)
Star · Ada / Hayden · Kootenai / Mountain Home · Elmore / Chubbuck · Bannock / Jerome · Jerome / Blackfoot · Bingham / Garden City · Ada / Rathdrum · Kootenai / Burley · Cassia / Middleton · Canyon / Sandpoint · Bonner
Communities of 2,500 to 9,999 (28)
Hailey · Blaine / Emmett · Gem / Payette · Payette / Fruitland · Payette / Rupert · Minidoka / Preston · Franklin / Weiser · Washington / Rigby · Jefferson / Kimberly · Twin Falls / Shelley · Bingham / American Falls · Power / Buhl · Twin Falls / McCall · Valley / St. Anthony · Fremont / Gooding · Gooding / Heyburn · Minidoka / Grangeville · Idaho / Ketchum · Blaine / Orofino · Clearwater / Salmon · Lemhi / Soda Springs · Caribou / Homedale · Owyhee / Iona · Bonneville / Filer · Twin Falls / Wendell · Gooding / Bonners Ferry · Boundary / Montpelier · Bear Lake / Bellevue · Blaine
Communities under 2,500 (144)
Dalton Gardens · Kootenai / St. Maries · Benewah / Spirit Lake · Kootenai / Victor · Teton / Kellogg · Shoshone / Sugar City · Madison / Driggs · Teton / Malad City · Oneida / Parma · Canyon / Ponderay · Bonner / Aberdeen · Bingham / Priest River · Bonner / Pinehurst · Shoshone / Sun Valley · Blaine / Shoshone · Lincoln / Wilder · Canyon / Paul · Minidoka / Osburn · Shoshone / New Plymouth · Payette / Glenns Ferry · Elmore / Lapwai · Nez Perce / Marsing · Owyhee / Moyie Springs · Boundary / Ucon · Bonneville / Kamiah · Lewis / Dover · Bonner / Franklin · Franklin / Plummer · Benewah / Hansen · Twin Falls / Genesee · Latah / Kootenai · Bonner / Cascade · Valley / Hagerman · Gooding / Ashton · Fremont / Council · Adams / Grace · Caribou / Challis · Custer / Troy · Latah / Cottonwood · Idaho / Arco · Butte / Hauser · Kootenai / Teton · Fremont / Inkom · Bannock / Oakley · Cassia / Horseshoe Bend · Boise / Hazelton · Jerome / McCammon · Bannock / Wallace · Shoshone / Potlatch · Latah / Greenleaf · Canyon / Athol · Kootenai / Menan · Jefferson / Ririe · Jefferson / Smelterville · Shoshone / Carey · Blaine / Mullan · Shoshone / Hayden Lake · Kootenai / New Meadows · Adams / Juliaetta · Latah / Melba · Canyon / Notus · Canyon / Roberts · Jefferson / Downey · Bannock / Clark Fork · Bonner / Weston · Franklin / Kooskia · Idaho / Paris · Bear Lake / Firth · Bingham / Dayton · Franklin / Deary · Latah / Idaho City · Boise / Dubois · Clark / Pierce · Clearwater / Georgetown · Bear Lake / Fairfield · Camas / Mackay · Custer / Craigmont · Lewis / Richfield · Lincoln / Nezperce · Lewis / Grand View · Owyhee / Clifton · Franklin / Lewisville · Jefferson / Culdesac · Nez Perce / Weippe · Clearwater / Eden · Jerome / Riggins · Idaho / Lava Hot Springs · Bannock / Basalt · Bingham / Winchester · Lewis / Cambridge · Washington / Arimo · Bannock / Declo · Cassia / Mud Lake · Jefferson / Newdale · Fremont / Bancroft · Caribou / Dietrich · Lincoln / Swan Valley · Bonneville / Kendrick · Latah / Parker · Fremont / Irwin · Bonneville / Tetonia · Teton / Hollister · Twin Falls / Bliss · Gooding / Rockland · Power / Oldtown · Bonner / Albion · Cassia / Donnelly · Valley / East Hope · Bonner / Worley · Kootenai / Castleford · Twin Falls / Harrison · Kootenai / Onaway · Latah / Midvale · Washington / Bloomington · Bear Lake / Wardner · Shoshone / Bovill · Latah / Island Park · Fremont / Stites · Idaho / St. Charles · Bear Lake / Crouch · Boise / Malta · Cassia / Moore · Butte / Peck · Nez Perce / Fernan Lake Village · Kootenai / Elk River · Clearwater / Ferdinand · Idaho / Acequia · Minidoka / Murtaugh · Twin Falls / Stanley · Custer / Hope · Bonner / Huetter · Kootenai / Leadore · Lemhi / Tensed · Benewah / White Bird · Idaho / Butte City · Butte / Minidoka · Minidoka / Placerville · Boise / Reubens · Lewis / Oxford · Franklin / State Line · Kootenai / Spencer · Clark / Drummond · Fremont / Clayton · Custer / Warm River · Fremont
Painting contractor questions: Idaho
Do painting contractors need insurance in Idaho?
Requirements vary. Contractor registration or licensing rules, local permits, and most customer contracts call for liability coverage, and workers' compensation rules apply once you have employees.
How many painting contractors operate in Idaho?
County Business Patterns counted 536 painting and wall covering contractors with employees in Idaho in 2023.
Who regulates insurance in Idaho?
The Idaho Department of Insurance. Contractor registration is handled by a separate state or local agency.
Does older housing in Idaho affect painters?
The median Idaho home was built in 1991. Work that disturbs paint in pre-1978 homes falls under lead-safe rules, and many liability policies exclude lead.
Sources: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); Census Building Permits Survey; American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research