Arizona
Painter insurance in Arizona
State figures and city pages for Arizona painting contractors. A quote is not a binder.
Arizona has 691 painting contractors with employees (Census, 2023) and 5,210 construction painters on payrolls (BLS, May 2025), plus many self-employed painters. This page covers the state figures, what drives a painter's premium, and city pages.
Arizona painting trade figures
| Figure | Arizona |
|---|---|
| Painting and wall covering contractors | 691 |
| Employees at painting contractors | 5,183 |
| Average payroll per painting contractor employee | $53,845 |
| Painting contractors with 1–4 employees | 456 |
| Drywall and insulation contractors | 518 |
| Flooring contractors | 352 |
| Residential remodelers | 2,256 |
| Construction painters on payrolls (BLS, May 2025) | 5,210 |
| Median wage, construction painters | $48,250 |
| Tapers on payrolls | 780 |
| Median wage, tapers | $56,300 |
| Painter and plasterer helpers on payrolls | 110 |
| New housing units authorized by building permits (2024) | 59,616 |
| Median year housing was built (ACS) | 1992 |
Census CBP 2023 (NAICS 238320, 238310, 238330, 236118); BLS OEWS May 2025 (47-2141, 47-2082, 47-3014; payroll employees only); Census Building Permits Survey 2024; ACS 2020–2024.
What moves a Arizona painter's quote
Insurers start with job mix: interior or exterior, residential or commercial, new construction or repaint. Then come working height, the share of work sprayed, pre-1978 housing and lead-safe practices, payroll and subcontractor costs, vehicles and equipment, contract limit requirements, and claims history.
See job types and cost factors.
Regulators
Insurance companies and agents are overseen by the Arizona Department of Insurance and Financial Institutions. Contractor registration, licensing, and lead-safe certification are handled by separate state, local, or federal programs.
Arizona city pages
Ordered by the share of households that rent (ACS), highest first.
- Flagstaff
- Tempe
- Tucson
- Glendale
- Phoenix
- Avondale
- Sierra Vista
- Mesa
- Chandler
- Yuma
- Scottsdale
- Prescott
- Bullhead City
- Prescott Valley
- Casa Grande
- Gilbert
- Lake Havasu City
- Peoria
- Oro Valley
- Goodyear
- Surprise
- Maricopa
- Marana
- Buckeye
- Queen Creek
Painter coverage and guides
- General liability for painters
- Overspray and property damage
- Lead-safe work and pollution coverage
- Ladders, scaffolds, and workers' comp
- Tools and equipment coverage
- Commercial auto for painting vans
- Painting job types and insurance
- Subcontracted painters and certificates
- Insurance clauses in painting contracts
- What affects painter insurance cost
- Painter application checklist
More Arizona communities
Painting contractors anywhere in the state can request a quote. Remaining communities, grouped by population size (largest first within each group) and listed with their counties:
Communities of 10,000 or more (19)
Apache Junction · Pinal / San Luis · Yuma / Sahuarita · Pima / El Mirage · Maricopa / Kingman · Mohave / Florence · Pinal / Fountain Hills · Maricopa / Nogales · Santa Cruz / Eloy · Pinal / Coolidge · Pinal / Payson · Gila / Douglas · Cochise / Somerton · Yuma / Chino Valley · Yavapai / Cottonwood · Yavapai / Paradise Valley · Maricopa / Camp Verde · Yavapai / Show Low · Navajo / Safford · Graham
Communities of 2,500 to 9,999 (32)
Sedona · Yavapai / Winslow · Navajo / Wickenburg · Maricopa / Page · Coconino / Globe · Gila / Tolleson · Maricopa / Youngtown · Maricopa / Litchfield Park · Maricopa / Snowflake · Navajo / Thatcher · Graham / Benson · Cochise / Guadalupe · Maricopa / Cave Creek · Maricopa / Bisbee · Cochise / Clarkdale · Yavapai / Holbrook · Navajo / Dewey-Humboldt · Yavapai / South Tucson · Pima / Eagar · Apache / Taylor · Navajo / Pinetop-Lakeside · Navajo / Clifton · Greenlee / Carefree · Maricopa / Williams · Coconino / Parker · La Paz / St. Johns · Apache / Willcox · Cochise / Pima · Graham / Colorado City · Mohave / Wellton · Yuma / Superior · Pinal / Star Valley · Gila
Communities under 2,500 (15)
Quartzsite · La Paz / Gila Bend · Maricopa / Kearny · Pinal / Springerville · Apache / Huachuca City · Cochise / Miami · Gila / Tombstone · Cochise / Fredonia · Coconino / Mammoth · Pinal / Patagonia · Santa Cruz / Duncan · Greenlee / Tusayan · Coconino / Hayden · Gila / Jerome · Yavapai / Winkelman · Gila
Painting contractor questions: Arizona
Do painting contractors need insurance in Arizona?
Requirements vary. Contractor registration or licensing rules, local permits, and most customer contracts call for liability coverage, and workers' compensation rules apply once you have employees.
How many painting contractors operate in Arizona?
County Business Patterns counted 691 painting and wall covering contractors with employees in Arizona in 2023.
Who regulates insurance in Arizona?
The Arizona Department of Insurance and Financial Institutions. Contractor registration is handled by a separate state or local agency.
Does older housing in Arizona affect painters?
The median Arizona home was built in 1992. Work that disturbs paint in pre-1978 homes falls under lead-safe rules, and many liability policies exclude lead.
Sources: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); Census Building Permits Survey; American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research