Painter insurance in Indiana

Indiana has 623 painting contractors with employees (Census, 2023) and 3,510 construction painters on payrolls (BLS, May 2025), plus many self-employed painters. This page covers the state figures, what drives a painter's premium, and city pages.

Indiana painting trade figures

Census CBP 2023 (NAICS 238320, 238310, 238330, 236118); BLS OEWS May 2025 (47-2141, 47-2082, 47-3014; payroll employees only); Census Building Permits Survey 2024; ACS 2020–2024.

What moves a Indiana painter's quote

Insurers start with job mix: interior or exterior, residential or commercial, new construction or repaint. Then come working height, the share of work sprayed, pre-1978 housing and lead-safe practices, payroll and subcontractor costs, vehicles and equipment, contract limit requirements, and claims history.

See job types and cost factors.

Regulators

Insurance companies and agents are overseen by the Indiana Department of Insurance. Contractor registration, licensing, and lead-safe certification are handled by separate state, local, or federal programs.

Indiana city pages

Ordered by the share of households that rent (ACS), highest first.

• West Lafayette
• Bloomington
• Lafayette
• Gary
• Mishawaka
• Muncie
• Terre Haute
• Elkhart
• Evansville
• Anderson
• Indianapolis
• Greenwood
• South Bend
• Columbus
• Fort Wayne
• Plainfield
• Hammond
• Kokomo
• Lawrence
• Noblesville
• Jeffersonville
• Portage
• Carmel
• Fishers
• Westfield

Painter coverage and guides

• General liability for painters
• Overspray and property damage
• Lead-safe work and pollution coverage
• Ladders, scaffolds, and workers' comp
• Tools and equipment coverage
• Commercial auto for painting vans
• Painting job types and insurance
• Subcontracted painters and certificates
• Insurance clauses in painting contracts
• What affects painter insurance cost
• Painter application checklist

More Indiana communities

Painting contractors anywhere in the state can request a quote. Remaining communities, grouped by population size (largest first within each group) and listed with their counties:

Communities of 10,000 or more (63)

New Albany · Floyd / Merrillville · Lake / Richmond · Wayne / Crown Point · Lake / Valparaiso · Porter / Goshen · Elkhart / Brownsburg · Hendricks / Zionsville · Boone / Michigan City · Laporte / Schererville · Lake / Hobart · Lake / Marion · Grant / Greenfield · Hancock / Franklin · Johnson / East Chicago · Lake / Avon · Hendricks / St. John · Lake / Munster · Lake / Highland · Lake / Seymour · Jackson / La Porte · Laporte / Clarksville · Clark / Shelbyville · Shelby / Logansport · Cass / Lebanon · Boone / New Castle · Henry / Huntington · Huntington / Jasper · Dubois / Crawfordsville · Montgomery / Vincennes · Knox / Frankfort · Clinton / Cedar Lake · Lake / Dyer · Lake / New Haven · Allen / Griffith · Lake / Warsaw · Kosciusko / Chesterton · Porter / Beech Grove · Marion / Whitestown · Boone / Speedway · Marion / Auburn · Dekalb / Bedford · Lawrence / Connersville · Fayette / Lake Station · Lake / Washington · Daviess / Danville · Hendricks / Greensburg · Decatur / Madison · Jefferson / Martinsville · Morgan / Yorktown · Delaware / McCordsville · Hancock / Huntertown · Allen / Lowell · Lake / Bargersville · Johnson / Plymouth · Marshall / Peru · Miami / Bluffton · Wells / Kendallville · Noble / Wabash · Wabash / Columbia City · Whitley / Decatur · Adams / Sellersburg · Clark / Mooresville · Morgan

Communities of 2,500 to 9,999 (89)

Greencastle · Putnam / Angola · Steuben / Charlestown · Clark / Winfield · Lake / Elwood · Madison / Princeton · Gibson / Brazil · Clay / Tell City · Perry / Scottsburg · Scott / Batesville · Ripley / Cumberland · Hancock / Nappanee · Elkhart / Ellettsville · Monroe / Boonville · Warrick / Garrett · Dekalb / North Vernon · Jennings / Huntingburg · Dubois / Salem · Washington / Mount Vernon · Posey / Portland · Jay / Rushville · Rush / Rochester · Fulton / Gas City · Grant / Hartford City · Blackford / New Whiteland · Johnson / Pendleton · Madison / Rensselaer · Jasper / Cicero · Hamilton / Monticello · White / Whiteland · Johnson / Tipton · Tipton / Linton · Greene / Westville · Laporte / North Manchester · Wabash / Lawrenceburg · Dearborn / Alexandria · Madison / Porter · Porter / Winona Lake · Kosciusko / Fortville · Hancock / Clinton · Vermillion / Winchester · Randolph / Ligonier · Noble / Bremen · Marshall / Greendale · Dearborn / Whiting · Lake / Edinburgh · Johnson / Berne · Adams / Pittsboro · Hendricks / DeMotte · Jasper / Sullivan · Sullivan / Austin · Scott / Mitchell · Lawrence / Chandler · Warrick / Georgetown · Floyd / Hanover · Jefferson / Upland · Grant / Leo-Cedarville · Allen / Hebron · Porter / Middlebury · Elkhart / Knox · Starke / New Palestine · Hancock / Paoli · Orange / Aurora · Dearborn / Sheridan · Hamilton / Ossian · Wells / Union City · Randolph / Newburgh · Warrick / Attica · Fountain / Syracuse · Kosciusko / Corydon · Harrison / Brownstown · Jackson / Delphi · Carroll / Bicknell · Knox / Fort Branch · Gibson / Centerville · Wayne / Lagrange · Lagrange / Covington · Fountain / Butler · Dekalb / Fairmount · Grant / Santa Claus · Spencer / Brookville · Franklin / Ingalls · Madison / Loogootee · Martin / Osceola · St. Joseph / Brooklyn · Morgan / Rockville · Parke / Chesterfield · Madison / Lapel · Madison / Spencer · Owen

Communities under 2,500 (389)

Avilla · Noble / Greentown · Howard / Fowler · Benton / Winamac · Pulaski / Monrovia · Morgan / Bloomfield · Greene / Albany · Delaware / Middletown · Henry / Oakland City · Gibson / Petersburg · Pike / Albion · Noble / Rising Sun · Ohio / Ferdinand · Dubois / Versailles · Ripley / Cloverdale · Putnam / Hope · Bartholomew / Knightstown · Henry / Waterloo · Dekalb / West Terre Haute · Vigo / Burns Harbor · Porter / Flora · Carroll / Dunkirk · Jay / Walkerton · St. Joseph / Veedersburg · Fountain / Southport · Marion / Edgewood · Madison / Orleans · Orange / Fremont · Steuben / Kouts · Porter / Trail Creek · Laporte / Wakarusa · Elkhart / Jasonville · Greene / Rockport · Spencer / Liberty · Union / New Chicago · Lake / Williamsport · Warren / Monon · White / New Carlisle · St. Joseph / Battle Ground · Tippecanoe / Churubusco · Whitley / South Whitley · Whitley / Shadeland · Tippecanoe / Milan · Ripley / Frankton · Madison / North Judson · Starke / Bristol · Elkhart / Roanoke · Huntington / Meridian Hills · Marion / Vevay · Switzerland / French Lick · Orange / Argos · Marshall / Cambridge City · Wayne / Daleville · Delaware / Hagerstown · Wayne / Milford · Kosciusko / Bourbon · Marshall / Brookston · White / North Liberty · St. Joseph / Kentland · Newton / Haubstadt · Gibson / Woodburn · Allen / Trafalgar · Johnson / Eaton · Delaware / Osgood · Ripley / Hamilton · Steuben / Dale · Spencer / Crothersville · Jackson / Rossville · Clinton / Jonesboro · Grant / Montpelier · Blackford / Cannelton · Perry / Warren Park · Marion / Arcadia · Hamilton / Greenville · Floyd / Thorntown · Boone / Darmstadt · Vanderburgh / Fairview Park · Vermillion / Worthington · Greene / Westport · Decatur / Dillsboro · Dearborn / Odon · Daviess / Clermont · Marion / Dayton · Tippecanoe / Prince's Lakes · Johnson / Remington · Jasper / Monroeville · Allen / New Pekin · Washington / Owensville · Gibson / Kingsford Heights · Laporte / Rome City · Noble / Russiaville · Howard / Geneva · Adams / Galveston · Cass / Parker City · Randolph / Nashville · Brown / Farmland · Randolph / Utica · Clark / Topeka · Lagrange / Mulberry · Clinton / Culver · Marshall / Warren · Huntington / Morristown · Shelby / Oxford · Benton / Ogden Dunes · Porter / Long Beach · Laporte / Grabill · Allen / Otterbein · Benton / Oolitic · Lawrence / Converse · Miami / Shelburn · Sullivan / Ladoga · Montgomery / Akron · Fulton / Markle · Huntington / Morocco · Newton / Redkey · Jay / Sweetser · Grant / Farmersburg · Sullivan / Andrews · Huntington / Ashley · Dekalb / Wolcottville · Noble / Seelyville · Vigo / Summitville · Madison / North Webster · Kosciusko / Morgantown · Morgan / Walton · Cass / Wanatah · Laporte / Waynetown · Montgomery / Goodland · Newton / Poseyville · Posey / St. Paul · Decatur / Jamestown · Boone / Spiceland · Henry / Millersburg · Elkhart / Cayuga · Vermillion / Wolcott · White / Clayton · Hendricks / Lynn · Randolph / Brook · Newton / Lanesville · Harrison / Sunman · Ripley / Pierceton · Kosciusko / Montezuma · Parke / Mentone · Kosciusko / Wheatfield · Jasper / Carthage · Rush / Palmyra · Harrison / Swayzee · Grant / Monroe · Adams / Clay City · Clay / Lakeville · St. Joseph / Lynnville · Warrick / Silver Lake · Kosciusko / Roachdale · Putnam / Gosport · Owen / Roseland · St. Joseph / Shipshewana · Lagrange / Shirley · Hancock / Francesville · Pulaski / Marengo · Crawford / Borden · Clark / Bunker Hill · Miami / Boswell · Benton / Gaston · Delaware / Milltown · Crawford / La Fontaine · Wabash / Dugger · Sullivan / Royal Center · Cass / Van Buren · Grant / Montgomery · Daviess / Hamlet · Starke / Winslow · Pike / Homecroft · Marion / Selma · Delaware / Atlanta · Hamilton / Linden · Montgomery / Darlington · Montgomery / Bainbridge · Putnam / Kirklin · Clinton / Patoka · Gibson / Grandview · Spencer / Colfax · Clinton / Fountain City · Wayne / Moores Hill · Dearborn / Knightsville · Clay / English · Crawford / Ridgeville · Randolph / New Harmony · Posey / West Lebanon · Warren / Windfall City · Tipton / Dublin · Wayne / Shoals · Martin / Harmony · Clay / Elberfeld · Warrick / St. Leon · Dearborn / Hymera · Sullivan / Rosedale · Parke / Rocky Ripple · Marion / Medora · Jackson / Oldenburg · Franklin / West Baden Springs · Orange / Lyons · Greene / Elnora · Daviess / Clarks Hill · Tippecanoe / Pennville · Jay / Carlisle · Sullivan / Camden · Carroll / Holland · Dubois / Beverly Shores · Porter / Zanesville · Wells / Hudson · Steuben / Town of Pines · Porter / Oaktown · Knox / Etna Green · Kosciusko / Coatesville · Hendricks / Paragon · Morgan / Kingman · Fountain / Kewanna · Fulton / La Crosse · Laporte / New Market · Montgomery / Medaryville · Pulaski / Cynthiana · Posey / Dana · Vermillion / Fillmore · Putnam / Leesburg · Kosciusko / Fairland · Shelby / Sharpsville · Tipton / Campbellsburg · Washington / Francisco · Gibson / Reynolds · White / Burlington · Carroll / Chalmers · White / Advance · Boone / West College Corner · Union / Hillsboro · Fountain / Lizton · Hendricks / Plainville · Daviess / Markleville · Madison / Monroe City · Knox / Matthews · Grant / Cromwell · Noble / Chrisney · Spencer / North Salem · Hendricks / Staunton · Clay / Denver · Miami / La Paz · Marshall / Perrysville · Vermillion / Kennard · Henry / Bruceville · Knox / Waveland · Montgomery / Milton · Wayne / Roann · Wabash / Williams Creek · Marion / Amo · Hendricks / Holton · Ripley / Michigantown · Clinton / Wilkinson · Hancock / Elizabethtown · Bartholomew / St. Joe · Dekalb / Richland · Spencer / Laurel · Franklin / Newport · Vermillion / Birdseye · Dubois / Claypool · Kosciusko / Orland · Steuben / Wheatland · Knox / Burnettsville · White / Troy · Perry / Earl Park · Benton / Sandborn · Knox / Clear Lake · Steuben / Mount Summit · Henry / Lagro · Wabash / Mooreland · Henry / Orestes · Madison / Lewisville · Henry / Dupont · Jefferson / Sulphur Springs · Henry / Spring Grove · Wayne / West Harrison · Dearborn / Greens Fork · Wayne / Hartsville · Bartholomew / New Point · Decatur / New Richmond · Montgomery / Russellville · Putnam / New Ross · Montgomery / Amboy · Miami / Michiana Shores · Laporte / Fulton · Fulton / Leavenworth · Crawford / Universal · Vermillion / Edwardsport · Knox / Kempton · Tipton / Mecca · Parke / Marshall · Parke / Larwill · Whitley / Stilesville · Hendricks / Uniondale · Wells / Bloomingdale · Parke / Switz City · Greene / Fowlerton · Grant / Schneider · Lake / Straughn · Henry / East Germantown · Wayne / Carbon · Clay / Gentryville · Spencer / Wingate · Montgomery / Somerville · Gibson / Glenwood · Rush / Corunna · Dekalb / Napoleon · Ripley / Riley · Vigo / Bryant · Jay / Pottawattamie Park · Laporte / Ambia · Benton / Vernon · Jennings / Dune Acres · Porter / Saratoga · Randolph / Tennyson · Warrick / Altona · Dekalb / Losantville · Randolph / Newtown · Fountain / Shamrock Lakes · Blackford / Spring Lake · Hancock / Wynnedale · Marion / Center Point · Clay / Clifford · Bartholomew / Pine Village · Warren / Merom · Sullivan / Patriot · Switzerland / Stinesville · Monroe / Elizabeth · Harrison / Decker · Knox / Hazleton · Gibson / Macy · Miami / Little York · Washington / Monterey · Pulaski / Kingsbury · Laporte / Jonesville · Bartholomew / Cannelburg · Daviess / Poneto · Wells / Mellott · Fountain / Dunreith · Henry / Spurgeon · Pike / Crane · Martin / Cadiz · Henry / Newberry · Greene / Modoc · Randolph / Boston · Wayne / Economy · Wayne / Millhousen · Decatur / Salamonia · Jay / Cedar Grove · Franklin / Griffin · Posey / Crandall · Harrison / Springport · Henry / Mackey · Gibson / Sidney · Kosciusko / Mount Auburn · Wayne / Burket · Kosciusko / Greensboro · Henry / State Line City · Warren / Yeoman · Carroll / Mount Ayr · Newton / Indian Village · St. Joseph / Ulen · Boone / Mount Etna · Huntington / Livonia · Washington / Saltillo · Washington / Bethany · Morgan / Blountsville · Henry / Country Club Heights · Madison / Spring Hill · Marion / Woodlawn Heights · Madison / New Middletown · Harrison / Wallace · Fountain / Mount Carmel · Franklin / Onward · Cass / Laconia · Harrison / Whitewater · Wayne / Brooksburg · Jefferson / Vera Cruz · Wells / Crows Nest · Marion / Alamo · Montgomery / Alfordsville · Daviess / Mauckport · Harrison / North Crows Nest · Marion / Alton · Crawford / River Forest · Madison / New Amsterdam · Harrison

Painting contractor questions: Indiana

Sources: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); Census Building Permits Survey; American Community Survey 2020–2024.

Request a Indiana painting contractor quote

Last updated October 15, 2026 · How we research