Caldwell, ID
Painter insurance in Caldwell, Idaho
County contractor data, housing notes, and what insurers ask Caldwell painters. A quote is not a binder.
Canyon County had 126 painting and wall covering contractors with paid employees in 2023, according to Census County Business Patterns. Caldwell, home to about 73,088 people, draws on that pool of crews, along with self-employed painters the count leaves out.
Canyon County contractor figures
| Census CBP 2023 | Canyon County | Idaho |
|---|---|---|
| Painting and wall covering contractors | 126 | 536 |
| Painting contractor employees | 536 | 2,384 |
| Painting contractors with 1–4 employees | 95 | 392 |
| Drywall and insulation contractors | 124 | 418 |
| Flooring contractors | 57 | 252 |
| Residential remodelers | 142 | 1,148 |
County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.
Canyon County's 536 painting contractor employees earned about $36,965 each in 2023 payroll, compared with $43,019 across Idaho. Splitting that payroll correctly between interior and exterior work can change a comp premium.
The finish trades in Canyon County include 124 drywall and insulation contractors, 57 flooring contractors, 142 residential remodelers. Remodelers are a steady source of subcontract painting, and they usually ask for certificates and additional insured endorsements.
Caldwell housing and what it means for painters
Caldwell's median year built is 2003. Repainting newer homes leans on prep, caulking, and careful masking more than paint removal.
Of Caldwell's 22,378.0 homes, 6% are in buildings with five or more units. Apartment repaints mean exterior height, many parked cars, and property managers who require higher limits.
Single-family houses make up 82% of Caldwell's housing (Idaho: 77%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.
Idaho authorized 17,630 new homes in 2024 by building permit, including 2,125 in buildings of five or more units. Painters who work for builders should expect certificate requests before every job.
74% of Caldwell workers drive alone to work and 14% commute 45 minutes or more. Painting crews spend the same hours on the road, and a work van needs commercial auto coverage.
ACS puts Caldwell's remote-work share at 12% (state: 13%). Interior painters there often work around someone's workday, so scheduling and ventilation matter.
American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.
BLS estimates 2,040 construction and maintenance painters on Idaho payrolls, with a median annual wage of $44,880; tapers number 310 at a median $57,690 (May 2025).
With 23.5% of Idaho's employer painting contractors (75% of them micro-shops), Canyon County is one of the state's larger painting markets. Either way, customers ask for proof of insurance before work begins.
Reducing claims on Caldwell jobs
- Tell your agent before adding a new kind of job.
- Ask the year a house was built before scraping or sanding.
- Collect certificates from every subcontractor before they start.
- Photograph floors, furniture, and nearby cars before starting.
Painters hiring help in Caldwell should review subcontractors and certificates and workers' comp for painters.
Nearby painting markets
Boise (Ada County) sits in a county with 127 painting contractors. Meridian (Ada County) sits in a county with 127 painting contractors. Neighboring Nampa has 40,529.0 housing units. By median year built, Caldwell has the 9th oldest housing of 15 Idaho cities covered here.
Caldwell quote checklist
- Payroll: Employees, helpers, and payroll
- Claims history: Any prior claims
- Subcontractors: Costs and certificates
- Equipment: Sprayers, ladders, and rentals
- Spraying: Share of work sprayed
- Height: Maximum working height and lifts
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Caldwell painter insurance FAQ
Which policies do Caldwell painters carry?
Liability, workers' comp, commercial auto, tools and equipment, and often contractor pollution liability.
How many painting contractors work near Caldwell?
County Business Patterns counted 126 painting contractors with employees in Canyon County in 2023. Self-employed painters are not included.
Do Caldwell painters need lead coverage?
The median Caldwell home was built in 2003. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Other Idaho cities
Painter insurance in Idaho · Coverage
Last updated October 15, 2026 · How we research