Amarillo, TX
Insurance for Amarillo, TX painters
County contractor data, housing notes, and what insurers ask Amarillo painters. A quote is not a binder.
About 203,729 people live in Amarillo, part of Randall County, where County Business Patterns counted 8 painting contractors with payroll in 2023 employing 36 workers.
Painting and finish trades in Randall County
| Census CBP 2023 | Randall County | Texas |
|---|---|---|
| Painting and wall covering contractors | 8 | 1,468 |
| Painting contractor employees | 36 | 23,652 |
| Painting contractors with 1–4 employees | 5 | 1,030 |
| Drywall and insulation contractors | 5 | 1,206 |
| Flooring contractors | 3 | 818 |
| Residential remodelers | 42 | 6,224 |
County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.
Average payroll per painting contractor employee in Randall County was about $36,333 in 2023 (Texas: $54,933). With 36 people on those payrolls, the typical shop runs 4.5 employees.
The finish trades in Randall County include 5 drywall and insulation contractors, 3 flooring contractors, 42 residential remodelers. Remodelers are a steady source of subcontract painting, and they usually ask for certificates and additional insured endorsements.
What Amarillo homes ask of a painting crew
Half of Amarillo's homes were built before 1973. For painters, that means frequent work on surfaces that may contain lead, certification under the federal RRP rule, and a closer look at whether your policy covers lead claims. Statewide, the median is 1992.
Renters occupy 40% of Amarillo's households. Across 89,188.0 homes, turnover painting for landlords is steady work that often comes with a written vendor agreement and insurance requirements.
Single-family houses make up 74% of Amarillo's housing (Texas: 67%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.
Statewide building permits covered 225,756 housing units in 2024 (Census). New homes become repaint jobs within a decade, and builder work means contract insurance clauses today.
77% of Amarillo workers drive alone to work and 8% commute 45 minutes or more. Painting crews spend the same hours on the road, and a work van needs commercial auto coverage.
7% of Amarillo's 97,788 workers work from home (Texas: 14%). Occupied homes mean daytime interior work around residents, pets, and home offices.
American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.
In May 2025, BLS counted 18,330 painters and 220 drywall tapers on Texas payrolls, median painter wage $45,460. Those figures cover employees only.
With 0.5% of Texas's employer painting contractors (62% of them micro-shops), Randall County is a smaller slice of the state market. Either way, customers ask for proof of insurance before work begins.
Reducing claims on Amarillo jobs
- Check the wind forecast before any exterior spraying.
- Ask the year a house was built before scraping or sanding.
- Contain pressure-washing runoff away from storm drains.
- Collect certificates from every subcontractor before they start.
The job types guide explains how residential, commercial, and new construction work in Amarillo each change what insurers ask.
Amarillo compared with nearby cities
Houston (Harris County) sits in a county with 193 painting contractors. San Antonio (Bexar County) sits in a county with 109 painting contractors. Of our 30 Texas city pages, Amarillo ranks 1st for oldest housing stock.
What insurers ask Amarillo painting contractors
- Payroll: Employees, helpers, and payroll
- Job mix: Interior, exterior, residential, commercial
- Older homes: Pre-1978 work and RRP certification
- Height: Maximum working height and lifts
- Vehicles: Vans, trucks, and drivers
- Claims history: Any prior claims
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Amarillo painter insurance FAQ
What insurance does a Amarillo painting contractor need?
General liability, workers' comp with employees, commercial auto, and tools coverage, plus pollution coverage for older homes. See the Texas page.
How many painting contractors are in Randall County?
County Business Patterns counted 8 painting contractors with employees in Randall County in 2023. Self-employed painters are not included.
Do Amarillo painters need lead coverage?
The median Amarillo home was built in 1973. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Other Texas cities
Painter insurance in Texas · Coverage
Last updated October 15, 2026 · How we research