Brownsville, TX
Insurance for Brownsville, TX painters
County contractor data, housing notes, and what insurers ask Brownsville painters. A quote is not a binder.
About 191,967 people live in Brownsville, part of Cameron County, where County Business Patterns counted 4 painting contractors with payroll in 2023 employing 15 workers.
The finish-trade market around Brownsville
| Census CBP 2023 | Cameron County | Texas |
|---|---|---|
| Painting and wall covering contractors | 4 | 1,468 |
| Painting contractor employees | 15 | 23,652 |
| Drywall and insulation contractors | 6 | 1,206 |
| Residential remodelers | 41 | 6,224 |
County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.
Average payroll per painting contractor employee in Cameron County was about $20,000 in 2023 (Texas: $54,933). With 15 people on those payrolls, the typical shop runs 3.8 employees.
Alongside painters, Cameron County has 6 drywall and insulation contractors, 41 residential remodelers. Shared job sites mean shared risk; see contract insurance clauses.
Brownsville housing and what it means for painters
Brownsville's median year built is 1995. Repainting newer homes leans on prep, caulking, and careful masking more than paint removal.
Brownsville has 64,878.0 housing units, and 38% of households rent. Rental housing turns over often, and landlords and property managers hire painters between tenants on tight schedules.
About 71% of homes in Brownsville are single-family, compared with 67% statewide. Exterior work on houses like these is where falls and overspray claims most often start.
Texas authorized 225,756 new homes in 2024 by building permit, including 59,110 in buildings of five or more units. Painters who work for builders should expect certificate requests before every job.
6% of Brownsville households have three or more vehicles. With 75% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.
8% of Brownsville's 78,538 workers work from home (Texas: 14%). Occupied homes mean daytime interior work around residents, pets, and home offices.
City data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates. Permits: Census Building Permits Survey 2024.
In May 2025, BLS counted 18,330 painters and 220 drywall tapers on Texas payrolls, median painter wage $45,460. Those figures cover employees only.
With 0.3% of Texas's employer painting contractors, Cameron County is a smaller slice of the state market. Either way, customers ask for proof of insurance before work begins.
Reducing claims on Brownsville jobs
- Inspect ladders each morning and tag damaged ones out.
- Keep heat guns and torches away from hidden framing.
- Check the wind forecast before any exterior spraying.
- Collect certificates from every subcontractor before they start.
The job types guide explains how residential, commercial, and new construction work in Brownsville each change what insurers ask.
Brownsville compared with nearby cities
Harris County, home to Houston, counts 193 employer painting contractors. Bexar County, home to San Antonio, counts 109 employer painting contractors. By median year built, Brownsville has the 20th oldest housing of 30 Texas cities covered here.
Brownsville quote checklist
- Equipment: Sprayers, ladders, and rentals
- Payroll: Employees, helpers, and payroll
- Height: Maximum working height and lifts
- Spraying: Share of work sprayed
- Claims history: Any prior claims
- Older homes: Pre-1978 work and RRP certification
Start a Brownsville painter quote
Brownsville painting contractors ask
Which policies do Brownsville painters carry?
Liability, workers' comp, commercial auto, tools and equipment, and often contractor pollution liability.
How many painting contractors work near Brownsville?
County Business Patterns counted 4 painting contractors with employees in Cameron County in 2023. Self-employed painters are not included.
Is lead paint a concern for Brownsville painting jobs?
The median Brownsville home was built in 1995. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Painter pages near Brownsville
Painter insurance in Texas · Coverage
Last updated October 15, 2026 · How we research