Killeen, TX
Painter insurance in Killeen, Texas
County contractor data, housing notes, and what insurers ask Killeen painters. A quote is not a binder.
About 160,616 people live in Killeen, part of Bell County, where County Business Patterns counted 25 painting contractors with payroll in 2023 employing 114 workers.
Painting and finish trades in Bell County
| Census CBP 2023 | Bell County | Texas |
|---|---|---|
| Painting and wall covering contractors | 25 | 1,468 |
| Painting contractor employees | 114 | 23,652 |
| Painting contractors with 1–4 employees | 16 | 1,030 |
| Drywall and insulation contractors | 17 | 1,206 |
| Flooring contractors | 9 | 818 |
| Residential remodelers | 48 | 6,224 |
County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.
Average payroll per painting contractor employee in Bell County was about $38,868 in 2023 (Texas: $54,933). With 114 people on those payrolls, the typical shop runs 4.6 employees.
Bell County also counts 17 drywall and insulation contractors, 9 flooring contractors, 48 residential remodelers (Census, 2023). Painters often follow these trades on the same jobs, and contracts decide who pays when one trade damages another's work.
Killeen buildings and paint work
The median home in Killeen was built in 1996 (Texas: 1992). Most homes post-date the 1978 lead paint ban, though older pockets remain. Ask about the age of every house before you sand or scrape.
Renters occupy 51% of Killeen's households. Across 65,793.0 homes, turnover painting for landlords is steady work that often comes with a written vendor agreement and insurance requirements.
Single-family houses make up 65% of Killeen's housing (Texas: 67%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.
Builders across Texas pulled permits for 225,756 new housing units in 2024, 158,121 of them single-family (Census Building Permits Survey). New construction painting usually comes with additional insured and completed-operations requirements.
4% of Killeen households have three or more vehicles. With 78% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.
ACS puts Killeen's remote-work share at 8% (state: 14%). Interior painters there often work around someone's workday, so scheduling and ventilation matter.
City data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates. Permits: Census Building Permits Survey 2024.
BLS estimates 18,330 construction and maintenance painters on Texas payrolls, with a median annual wage of $45,460; tapers number 220 at a median $43,670 (May 2025).
With 1.7% of Texas's employer painting contractors (64% of them micro-shops), Bell County is a smaller slice of the state market. Either way, customers ask for proof of insurance before work begins.
Reducing claims on Killeen jobs
- Collect certificates from every subcontractor before they start.
- Contain pressure-washing runoff away from storm drains.
- Tell your agent before adding a new kind of job.
- Inspect ladders each morning and tag damaged ones out.
Painters hiring help in Killeen should review subcontractors and certificates and workers' comp for painters.
Around Killeen
Houston (Harris County) sits in a county with 193 painting contractors. Bexar County, home to San Antonio, counts 109 employer painting contractors. Of our 30 Texas city pages, Killeen ranks 22nd for oldest housing stock.
What insurers ask Killeen painting contractors
- Spraying: Share of work sprayed
- Vehicles: Vans, trucks, and drivers
- Subcontractors: Costs and certificates
- Height: Maximum working height and lifts
- Claims history: Any prior claims
- Equipment: Sprayers, ladders, and rentals
Killeen painting contractors ask
Which policies do Killeen painters carry?
Liability, workers' comp, commercial auto, tools and equipment, and often contractor pollution liability.
How many painting contractors work near Killeen?
County Business Patterns counted 25 painting contractors with employees in Bell County in 2023. Self-employed painters are not included.
Is lead paint a concern for Killeen painting jobs?
The median Killeen home was built in 1996. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Painter pages near Killeen
Painter insurance in Texas · Coverage
Last updated October 15, 2026 · How we research