Pasco, WA painting contractor insurance

Painting contractors with employees numbered 24 in Franklin County in the Census Bureau's 2023 count. For a city of 81,724 like Pasco, that is the local competition and the local labor market.

The finish-trade market around Pasco

Census County Business Patterns, 2023; self-employed painters are not included.

Average payroll per painting contractor employee in Franklin County was about $54,463 in 2023 (Washington: $55,912). With 177 people on those payrolls, the typical shop runs 7.4 employees.

Franklin County also counts 22 drywall and insulation contractors, 17 flooring contractors, 48 residential remodelers (Census, 2023). Painters often follow these trades on the same jobs, and contracts decide who pays when one trade damages another's work.

The Pasco housing stock

Half of Pasco's homes were built before 2001. Newer housing usually means less lead exposure and more repaint cycles on vinyl, fiber cement, and modern trim. Statewide, the median is 1985.

Of Pasco's 25,678.0 homes, 12% are in buildings with five or more units. Apartment repaints mean exterior height, many parked cars, and property managers who require higher limits.

78% of the city's homes are detached or attached single-family (state: 66%). Homeowners usually hire directly, so a clear written estimate is your first line of defense.

Builders across Washington pulled permits for 37,778 new housing units in 2024, 19,136 of them single-family (Census Building Permits Survey). New construction painting usually comes with additional insured and completed-operations requirements.

8% of Pasco households have three or more vehicles. With 77% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.

ACS puts Pasco's remote-work share at 8% (state: 20%). Interior painters there often work around someone's workday, so scheduling and ventilation matter.

American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.

BLS estimates 9,510 construction and maintenance painters on Washington payrolls, with a median annual wage of $59,650; tapers number 1,550 at a median $79,040 (May 2025).

58% of Franklin County's employer painting contractors have fewer than five employees. Small shops often run without a dedicated safety manager, so simple written habits, ladder checks, and job photos carry extra weight with insurers.

Job-site habits for Pasco painters

• Tell your agent before adding a new kind of job.
• Check the wind forecast before any exterior spraying.
• Contain pressure-washing runoff away from storm drains.
• Ask the year a house was built before scraping or sanding.

If your Pasco crew sprays, read overspray and property damage before the next exterior job.

Nearby painting markets

King County, home to Seattle, counts 531 employer painting contractors. Spokane County, home to Spokane, counts 116 employer painting contractors. Of our 30 Washington city pages, Pasco ranks 30th for oldest housing stock.

Pasco quote checklist

• Job mix: Interior, exterior, residential, commercial
• Height: Maximum working height and lifts
• Subcontractors: Costs and certificates
• Payroll: Employees, helpers, and payroll
• Older homes: Pre-1978 work and RRP certification
• Vehicles: Vans, trucks, and drivers

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Other Washington cities

• Seattle
• Everett
• Vancouver
• Bellevue
• Tacoma
• Kent
• Spokane Valley
• Spokane

Painter insurance in Washington · Coverage

Last updated October 15, 2026 · How we research